Learn How To Retire Confidently!

“The “Ultimate Retirement Guide For Northern Michiganders” utilizes the Hudson BREATHE Formula, ensuring all major aspects of your retirement are accounted for and managed properly.

The “Ultimate Retirement Guide For Northern Michiganders” 


This guide, created by local Northern Michigan financial advisors, is your own personal mini textbook on retiring! How great is that?!

Whether you are getting ready to leave the workplace, or are already retired, you probably have a lot of questions!

You may find the financial planning aspect to be more daunting than you anticipated. All of a sudden, you’re forced to answer questions like:

  • Should I take the Straight Life Option on my pension?
  • How do I invest my other assets for retirement?
  • How often should I review or tweak my planning?
  • When do I take Social Security?
  • And how do I find a qualified advisor to help navigate through all of this?

That is why we wrote “The Ultimate Retirement Guide For Northern Michiganders.”

This Guide is Jam Packed with Tips!

  • Tips on Social Security, Including how to get your own Social Security Maximization Report!
  • Information on how to best take your pension and leverage your Retirement account(s)!
  • Access to the Video: “Will A ROTH Conversion Work For Me?”
  • A discussion on Risk with an opportunity to test your own true risk score!
  • The three options for your 401(k), and the pros and cons of each choice!
  • Ways to designate money in your retirement to best leverage your assets!
  • 5 Critical Steps To reduce Taxation in Retirement!
  • An Overview of  All Your Medicare Options!
  • Estate planning tips!
Ultimate Retirement Guide
Sara Hornick will help you with a Retirement Guide